Office Resources

Business Editors, High Tech Writers Banks handle millions of transactions a day, diligently checking each one to ensure that it is done accurately and correctly.
The theory is nice: if you mandate banks to report all significant or suspicious financial transactions, you can track funds used to finance terror organisations. If you can track those funds, you can also block them. If you can block those funds, then terrorism will stop because it will go bankrupt. Acting on this theory, the US has put great pressure on Arab governments, particularly those in the Gulf, to `adopt stringent new bank monitoring and reporting standards. There has been no definition of terrorism to reinforce the targets set by the US and its allies, said one Dubai-based commentator. Is there any difference between terrorist acts and economic wars?

Life Settlement

Where Creativity and Capital Meet Using Untapped Collateral and Nontraditional Payment Terms Three significant requirements are needed for a client to utilize monetization financing: 1) an assignment of/or an absolute and unconditional promise to pay from an investment-grade obligor or an acceptable substitute financial instrument backing the transaction, 2) a predictable cash flow, and 3) a date-certain payment. An investment-grade obligor for this program is typically rated by SP and Moodys with an acceptable rating. There are exceptions and substitutes, however, for these rating criteria. If a company is not rated, there are alternate procedures to qualify said obligor. An obligor is typically a customer or other third party who has contractually agreed to make payments to the client or guarantee payments for the client within a term of 1-30 years. In one sense, monetization financing can be viewed as a longer-term variation of factoring without the high cost and other major differences associated with factoring.
Meridian Capital Group LLC announced the following transactions: * Meridian Capital Group procured a new mortgage of $9.5 million with a $2 million credit line on a 446 unit, 15 story co-op building on 97th Street in Rego Park, NY. The loan featured a rate of 5.84% and a 10 year term. Samuel M. Spinner negotiated the transaction. * A new mortgage of $7.075 million was arranged by Meridian on a 54 unit, 6 story building on 1st Avenue in Manhattan. The loan featured a rate of 4.31% and a 10 year term. Avi Weinstock and Josh Rhine negotiated the transaction.
As your new president, I face a challenging task when it comes to speaking to you about school finance. Let me give you my dilemma. It is the end of the school year as I write this piece and I am reflecting on the uncertain state of school finances in coming months and what these financial challenges mean for us as school system leaders. You will share my frustration that as many as half the nations students may be directly shortchanged of the education they deserve, with the remainder not immune to the impact of belt tightening. As bad as that news is, last year at this time NCSL found 36 states with budget gaps. On the other hand, NCLB and IDEA could be funded retroactively, which would help make up for last years budget shortfalls that resulted from unfunded or underfunded mandates. If you are a school leader in one of the rare districts whose state legislature decided this summer to support quality education with adequate funding for all your schools, the future must look bright, so you can skip the remainder of this column. If youre not in that sunny camp, please continue and let me share my thoughts.

Tax Minimisation

Crisp white pillows, freshly laundered sheets, a mammoth double duvet and a pair of cotton pyjamas; a good book and a childhood bear; a cup of cocoa or a glass of milk; a mass of limbs and love and lust, crumpled sheets and sweat-drenched skin. Bed gives you the choice, you see. But after eight years of celebrity shagdom, Mick and Jerry are now just good friends, sharing a home and a family but not a conjugal bed. Perhaps they want it that way - indulging in the thumb-sucking, pyjama-wearing childhood freedom of bedtime denied to them by marriage. Or perhaps, in the chill of the autumnal nights, Mick will get up and creep along miles of red-carpeted corridor. And just maybe he will stop outside Jerrys door, knock gently, and quietly suggest that they forego the wholesome silliness of it all and spend the night together.
The Vendome bed features a tufted upholstered headboard and footboard, both accented with square buttons. Each corner is appointed with tall, fluted posts. The 7-foot posts are created from bundled rattan poles bound with rawhide bindings. A frieze of rings encircles the base of the bed. The bed is available in queen, Western king and Eastern king.
At the childrens hospital entrance,

Guest Beds

An exclusive Drug Store News survey of store managers shows they love their work, but most think they could use some helpStore managers love their jobs and enjoy interacting with customers and staff, but they are frustrated with their schedules, the compensation they receive and the lack of manpower in their stores.These are among the findings of Drug Store News first survey of drug chain store managers.Drug Store News asked store managers and assistant store managers how satisfied they were with their jobs, what they liked most about their jobs, what they liked least about their jobs, how they feel about the information and support they get from corporate headquarters and what they need to do their jobs better.
The “best” job for you to pursue is a “fun” job! A job that is exciting to you. A job where you cant wait to get to work when you wake up! Do you realize that perhaps as many as 80 percent of the people in the workforce today dont enjoy what they are doing? What a terrible way to go through life! Starting salary, bonuses, benefits and geography are certainly important. But those things will take care of themselves. If your work is fun, you will be good at it, and the tangible rewards will follow.
New Employment Section Weve completely reworked the ICABC websites employment section. To find the employment section, click on “Employment Services” near the top of the menu under “ICABC.” Members and non-members can now post jobs for free using our handy online “Post a Job” form. To access the form, click on the Post a Job option under Employment Services.

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The New Fly Fishing Basics
There is no better guide to the indescribable, exotic combinations and flavors of the Caribbean. Have a banana milkshake while you make escoveitched fish, or just read about the ingredients, recipes, and their cultural significance. If you trust her completely, Jessica Harris, a true woman of mystery, will elicit magic for your table.
The Fly Fishing Anthology 123 North Second Street, Stillwater MN 55082-0338

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Win a $50 Napa Valley Wine Train Gift Certificate Simply turn to the card inserted at page 51, complete the form and circle the advertisers you want to receive FREE information from. Drop the postage-paid card in the mail.
October 1934 cover California Rancho poster The first 100 readers who request information from our advertisers featured in THE DIRECTORY will receive a historic October 1934 cover California Rancho poster FREE. This poster, valued at $35, measures 20 by 29 and is suitable for framing. Respond today as the supply is limited. Simply turn to the card inserted at page 59, complete the form and circle the advertisers you want to receive FREE information from. Drop the postage-paid card in the mail.
Set of leather coasters The first 100 readers who request information from our advertisers featured in THE DIRECTORY will receive a set of leathers coasters FREE. Each coaster features a vintage Sunset cover. The set of four coasters is fashionably packaged in a burlap bag with drawstring. Simply turn to the card inserted at page 61, complete the form and circle the advertisers you want to receive FREE information from. Drop the postage-paid card in the mail.

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Inventory Asset Management Leader Champions Education for Girls and Boys in Sub-Saharan Africa Two years ago on a trip to Africa, Patrick OSullivan, a retired technology executive and the founder of Build African Schools, was overwhelmed when he learned it took three years for a Maasai village to build itself a primary school for the tribes boys and girls. OSullivan had the vision to partner with corporations and individuals to directly impact the lives and futures of thousands of Maasai children. By privately funding the building of primary schools, education would be expanded to new communities with the provision that the new schools would be accessible not only to boys, but to girls, as well. From this vision, Build African Schools was born. FreeFlow is recognized for the business services and solutions they provide to manufacturers which improve their customers product lifecycle profitability through the continuous identification and disposition of at-risk and inventory. FreeFlow is committed to Build African Schools and is fully funding the completion of one primary school with five classrooms and solar power for electricity in a Massai village. When the doors open in May, young girls and boys will immediately fill all of the new 200 desks. Students, who have previously walked miles and miles to schools in distant villages, will now have access to classrooms within their community. Once the school is complete, it is donated directly to the tribal community and the Kenyan government formally joins the partnership. The governments role will be to provide teachers for each school, with the community joining in to provide ongoing maintenance of the building facilities.
A CAMBRIDGE University graduate has been trampled to death by an elephant while trying to photograph it during an overland expedition from Britain to South Africa. Second Lieutenant Edward Harrison, 28, a member of the universitys Officer Training Corps, is believed to have woken at dawn and wandered off on his own to photograph wild animals at the Masai Mara game reserve in Kenya on Sunday morning. Fellow travellers were woken by the sound of the elephant and later discovered his body outside the secure compound of the Sopa safari lodge.

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All of Pike National Forest and several other recreational areas are closed to the public. Call 636-1602. Barr Trail, from the trailhead in Manitou Springs to the summit, including access to Barr Camp All other trails on Pikes Peak, including the Crags, Devils Playground, Elk Park and Bottomless Pit
Pike National Forest and several other recreational areas are closed to the public. Call 636-1602. Barr Trail, from the trailhead in Manitou Springs to the summit, including access to Barr Camp All other trails on Pikes Peak, including the Crags, Devils Playground, Elk Park and Bottomless Pit
All of Pike National Forest and several other recreational areas are closed to the public. Call 636-1602. Barr Trail, from the trailhead in Manitou Springs to the summit, including access to Barr Camp All other trails on Pikes Peak, including the Crags, Devils Playground, Elk Park and Bottomless Pit

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By Aber Hot Tub Manufacturing Ltd. * Features: hot tub features a dual pump, Stealth Filtration System and 35 hydrotherapy jets; six-person seating capacity; variety of colors; Titanium Series featuring large footwells also available * Contact: Aber Hot Tub Manufacturing Ltd., Surrey, British Columbia, Canada (604) 591-1991; Booth 2423
[ILLUSTRATION OMITTED]
by Nordic Hot Tubs Features: company manufactures this hot tub that has 44 jets and is designed to seat six people Contact: Nordic Hot Tubs, Grand Rapids, Mich. (888) 438-8827

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* Docklands Light Railway is now carrying 33 million passengers a year compared with 8.3 million in 1993-4. Chief Executive, Mr Ian Brown, commented: “Such is the projected rate of growth in Dock-lands, east, and southeast London that passenger numbers are expected to reach 60 million by 2004.”
More than 600 celebrities from the world of art and culture in the UK assembled at Lord and Lady Fosters British residence in London to learn about the details of ARCOs 27th art fair, to be held in Madrid Feb. 13-18 with 295 exhibiting galleries from 34 countries worldwide. The cocktail paid homage to this years guest country, Brazil. Pictured from left are Thaddaeus Ropac, ARCO Director Lourdes Fernandez, IFEMA President Luis Eduardo Cortes, Lady Foster, Lord Foster and IFEMA CEO Fermin Lucas.

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Business Editors Health/Medical Writers Study Results Also Point to the Prolonged Activity of Palonosetron
In actuality, the seminar focused little on the overall problem of health care fraud in liability claims, but focused clearly on the activities of chiropractors, with a primary emphasis on multidisciplinary practices and mobile electrodiagnostic testing labs. After the seminar, one could have left with the belief that health care fraud and chiropractic were synonymous, as the speakers continually attacked chiropractors, with no care taken to remind their audience that not all chiropractors engage in fraudulent activity! It was quite apparent that the speakers had an US (insurers) against THEM (chiropractors) attitude. Clearly, the chiropractic profession was not presented as a viable part of the solution in combating fraud and a member of the health care fraud fighting team, but as the target of it!In one presentation, after the speaker failed to mention the chiropractic examining boards role as a source for investigators to report suspected chiropractic fraud, I informed him of this oversight and requested he inform his audience. My request went unanswered.In another presentation, a speaker from Washington State did mention the chiropractic board as a potential source for combating fraud involving chiropractors, but added that it did not do any good until now, “because we have beat them up.” It was ironic to listen to the silence and comments of these speakers in a hotel located just across the street from where the Federation of Chiropractic Licensing Boards (FCLB) had held its annual conference just months earlier. The FCLB meeting included discussions on health care fraud/abuse trends and efforts to combat the fraud!

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Updated for Versatility and Protection Cooper USA has enhanced our most popular syle, the M65 Leather Field Jacket. The soft yet exceptionally durable goatskin is water repellent to protect in foul weather. The quilted liner in the body and sleeves is detachable to lengthen the wearing season and provide extra warmth in cold weather. Removable quilted liner in body and sleeves. Hidden drawstring at waist and bottom to keep body warm, dry, and comfortable.
New processes offer softer, more luxurious materials as inviting as a fine jacket. Leather is as good as gold for automakers. It literally reeks of luxury, and has never been in greater demand than today. Trimming a car with leather seats costs around $200, suppliers say, but the option adds $1,000 to the sticker price. “The vinyl suppliers have done a fine job replicating the grain and appearance of leather,” says Jaguar design chief Geoff Lawson. “I even have a hard time telling the difference myself.”
Sizes available are small, medium, large and extra-large for $49.95 and double extra-large for $54.95. Shipping and handling cost is $4.95. Order two or more and save additional $4.95 per jacket.

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No shortage of storage in this kitchen remodel Chock-full of storage, this generous kitchen addition was annexed to the rear of the house. Among its space-expanding amenities are a 5 1/2-foot-long appliance garage, an eating and storage island, and a built-in desk for menu planning. Heart of the kitchen is a six-sided 9 1/2-foot-long island that provides storage for dishes, knives, and spices, as well as a cooktop and a snack counter serving four. For convenience, dishes are stored in the side of the island facing the sink and dishwasher. A U-shaped drawer for pots and pans pulls out under the cooktop.
Assembling cabinets yourself can free up money for other kitchen detailsCabinets devour kitchen budgets. So cutting comers with them can allow you to upgrade other parts of a remodel. While aesthetics, not low cost, drove the design choices in architect Jon Stoumens kitchen in Healdsburg, California, the remodel also shows how this creative trick can work for limited budgets.First, Stoumen and his family rigorously studied the Ikea catalog. Once they had measured out and triple-checked exactly what they needed and how it would all fit together, they borrowed a track and made a weekend run to Los Angeles. With unassembled frames, doors, hinges, pulls, and other accessories in tow, they headed back north to put the parts together.

Oakland County Kitchen Remodeling

How the American Research Insitute teamed up with MicroTek to deliver fast-paced training. American Research Institute is a leading provider of education and training services, which helps customers achieve their maximum effectiveness through high-quality, educationally sound, and mission-critical training. ARI offers a wide range of services, from designing custom training solutions to full outsourcing of training divisions. ARI has learned how to effectively blend techniques to customize learning programs designed to optimize the results of any education plan. To achieve velocity, companies are constantly looking for ways to introduce training to their workforce faster, cheaper, and more effectively. With organizations spending billions of dollars annually on training and education, outtasking certain functions of the training process has become necessary to maximize available resources and minimize costs. Its no longer cost-effective to build and maintain training facilities that are empty a significant portion of time. As companies re-purpose their real estate, they are looking for partners to provide the necessary components of the training function on an as-needed basis.
CONCORD — The Contra Costa Small Business Development Center will put on a 12-week entrepreneurial training program for new and early-stage business owners. “New Venture Training” will offer more than 100 hours of business training while focusing on developing a business plan. The interactive training provides a solid foundation in basic small business management and offers many networking opportunities. Each session will be facilitated by one of the centers professional business consultants. Applications are now being accepted for the program. Classes begin in January and space is limited.

Business Training

Five celebrated health practitioners, dubbed
the “Wellness Ambassadors,” will share their expertise for free when they
present, “Awaken Your Vitality!” June 12th. The experts include a licensed
acupuncturist, a physical therapist, a chiropractor, a fitness trainer and
nutritional specialist, and a licensed marriage and family therapist.
Theyll take to the stage to educate, empower and guide attendees through
action plans designed to help them attain health and fitness from the
inside, out.

Topics include: eliminating body fat; implementing effective exercise;
eliminating back and joint pain; achieving optimal mental vitality and
reducing stress.

“At a time when so many people are stressed about skyrocketing food and
gasoline prices, not to mention the mortgage crisis, we want to help our
community with this complimentary evening of health awareness,” says Linda
Nusbaum, one of the wellness ambassadors.

Forced on to the balls of his feet, bent double with his hands handcuffed behind his back, the near-naked man shook violently. From beneath the hood, muted moans were audible. It seemed obscene to stare at this apparently frail, vulnerable man, caught in a stress position reminiscent of the images of Iraqi prisoners being interrogated by US soldiers at Baghdads Abu Ghraib prison. Yet this was not torture. It was art. The star of the Amnesty International film, which is being released online next month to highlight the agony of such interrogation techniques, said he found the experience painful, both physically and psychologically. In secret jails across the world, Amnesty insists, captives in the fight against terrorism are expected to maintain these poses. They are not considered torture, simply “enhanced interrogation techniques”. Alfred McCoy, a professor at the University of Wisconsin-Madison, argued recently that the photographs from Abu Ghraib reflected standard CIA torture techniques of “stress positions, sensory deprivation, and sexual humiliation”. In August, President Bush issued an order decreeing that Article 3 of the Third Geneva Convention - which prohibits the humiliating or degrading treatment of prisoners of war - should apply to the CIAs detention and interrogation programme. But Amnesty believes the order does not go far enough in specifying what constitutes degrading treatment.
Standard tooling columns from Hoyt are available in virtually any shape or size, and they include all mounting bolts, lift bolts, a top cap and a center locator plug. Shapes include square, cross, three sided and T-bar. Grey cast iron (#30) is stress relieved and A-256 cast aluminum is heat treated to T-6 condition. Options include a drilled and tapped hole pattern; additional QLS fixture plates for quick setups; a Jergens Ball Lock pattern; and T-slots are options. For more information from Hoyt Tool Inc., call 714-986-9164 or search MMS Online.

Stress Reliever Balls

Sports Editors/Business Editors WEST PALM BEACH, Fla.–(BUSINESS WIRE)–June 12, 2003 Fairway Fantasy Vacations announces the premier of the annual Fantasy Classic Golf Tournament to be held at Orlandos Grand Cypress Resort in December.
Please click your back button and try another article.
WESTLAKE VILLAGE, Calif.–(BUSINESS WIRE FEATURES)–Aug. 8, 1997– Golf enthusiasts with a hankering for a Hawaiian vacation will want to travel with Pleasant Hawaiian Holidays on its special “Grand Slam Vacation, which coincides with 1997 PGA Grand Slam on Kauai, Nov. 16-19, 1997. In addition to watching up close and personal some of golfs top players, Grand Slam Vacation travelers will have plenty of opportunity to soak up the sights, sounds and flavors of Paradise in beautiful, sun-drenched Poipu, Kauai. A three-night, land-only holiday starts at $549 per person, double occupancy. Nationwide airfares, additional room nights, car- rental options and extraordinary golf rates are also available.

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One of the leading rainwater users is the local government in the Sumida ward of Tokyo. In the ward, 26 public buildings have facilities to utilize rainwater. In this area, there are nine regional rainwater utilization systems with underground tanks of three to five metric tons. The Ryogoku Kokugikan, a building that houses Japans primary sumo wrestling (Japans national sport) ring in the Sumida ward, has a total area of 35,700 square meters, with three stories above and two stories underground. A 1,000-ton underground tank stores rainwater from the rooftop used to flush toilets and cool the building.
RATHER THAN ALLOW rainwater to flow out through gutters and into storm drains this winter, why not save it to use in the garden? By collecting rainwater, you not only get a clean, free source of water for irrigating plants, but also use a precious commodity thats in short supply these days. If rainwater is directly routed into the landscape as shown on page 54, even 1/4 inch of rain will give plants a deep soaking. When routed underground, water can be directed right to plant roots.

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- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.
Real estate is a popular investment among Canadians. There are several advantages to investing in real estate. Real estate is leveraged. You may pay only a fraction (as low as 10%) of what the property is worth when you buy it. Real estate has utility. If you buy stocks or bonds, you cannot do anything with them; but when you buy real estate, you can use it until you sell it. For example, you can live in a house.

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LOS ANGELES — Group Is Currently In Studio Working With Famed Backstreet Boys and *NSYNC Producer Tim Coons From singing the praises of Cool Whip on 21 national commercials over the past few years to averaging over 250 annual performances, BITH is making a cappella music hip for the hip-hop generation and beyond. They have performed from their hometown of Boston to San Francisco, from Singapore to New York, in theatres and playhouses before audiences ranging from 500 to 50,000. Theyve opened for and played concerts with Jessica Simpson, 98 Degrees, Smokey Robinson and The Temptations, and last year opened at home for Gladys Knight and KC and the Sunshine Band. On July 28-29, 2005, they are sharing a bill with Kelly Clarkson, Keith Urban, Clay Aiken, Phantom Planet and Maroon 5 at the Toms River Fest in New Jersey. On days off, the group–which consists of founding members Dave Guisti, tenor, and Jon J. Ryan, vocal percussionist, and more recent additions Dan Szymczak (baritone), Aaron Loveland (tenor) and Tim Faust (bass)–has been in the studio, hard at work on their new, full length project with Tim Coons, the legendary vocal group producer who won a Diamond Award (10 million units sold) for his work on the Backstreet Boys first album.
(Received April 1, 2003; accepted July 14, 2003)Key words: Flip-chip, electronic speckle pattern interferometry (ESPI), finite-element modeling (FEM), stress-strain curve, bulk solder, reliability
OPTP offers competitive pricing on the Swiss Exercise Balls including the Burst Resistant Quality. OPTPs Swiss Exercise Balls provide a low-impact workout while improving cardiovascular endurance, reducing stress, burning fat and improving posture. The balls provide a total body workout and can be used for core stability as well as strengthening and stretching. OPTP also offers books and videos on using the balls.

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For just 75 cents a month, this bill would give cell phone users an extra level of security by identifying their location in case of an emergency. Many people carry cell phones as a safety measure, but in certain cases their value is limited. In an emergency situation, a cell phone can be used to call 911, but unless the person calling can give instructions on where the emergency is, dispatchers are helpless to know where to send help.
At any given lime during the day, an estimated 500,000 passenger vehicle drivers are talking on hand-held cell phones, according to the National Highway Traffic Safety Administration. As cell phone usage continues to climb, more and more studies have looked into the impact that talking on the phone while driving has on safety. In response to such findings, New York, New Jersey and the District of Columbia have banned the use of cell phones while driving and other slates are currently considering lull or partial bans ol their own. However, the debate continues because many ol these states still allow the use of hands-free phones while driving and opponents of hands-free use counter that the main cause of accidents is the distraction caused by a phone conversation, not the operation of a hand-held phone. Regardless of cell-phone ban details, many corporations are recognizing that a real risk exists concerning cell phone use and, in an effort to avoid costly litigation stemming from an accident caused by one of their own distracted drivers, are re-evaluating their own phone-use policies. As part of its own recommendation for companies to consider a ban on cell phone use while driving, the California Association of Employers has even put a sample cell phone policy on their website.
A new study funded by Motorola Corp. suggests that cell phones do not pose a cancer disk, reports Promotive Communications Inc. However, experts say its too soon to rule out a negative health impact of cell phones. A 13-nation study on the relationship between cell phones and brain tumors is under way. The results are expected to be released in 2004.

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Deeply relaxing and beneficial to your health, hot tubs are also great for socialising. A reputable supplier will tell you what pre- installation electrical and building work required. You will also need to employ a licensed electrician to install a waterproof electrical outlet, and a builder to lay a base of reinforced concrete. Most suppliers will deliver the tub into your garden with the use of a small crane Once your tub is filled, running costs vary, but an economical tub can cost pounds 22 a month. What it costs: pounds 4,500 including VAT/delivery, for standard, high-quality tub.
by Beachcomber Hot Tubs Features: available options on the Beachcomber 750 include the Aquacoustic surround sound system, 39 water ports, digital controls, turbo, hush pump and more Contact: Beachcomber Hot Tubs, Vista, Calif. (800) 663-6557
Product: Portable Hot Tubs Features: five-person seating; 240V system; real redwood cabinetry Contact: Pinnacle Hot Tubs, Prescott Valley, Ariz. (928) 772-3540

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No shortage of storage in this kitchen remodel Chock-full of storage, this generous kitchen addition was annexed to the rear of the house. Among its space-expanding amenities are a 5 1/2-foot-long appliance garage, an eating and storage island, and a built-in desk for menu planning. Heart of the kitchen is a six-sided 9 1/2-foot-long island that provides storage for dishes, knives, and spices, as well as a cooktop and a snack counter serving four. For convenience, dishes are stored in the side of the island facing the sink and dishwasher. A U-shaped drawer for pots and pans pulls out under the cooktop.
Call it catalytic conversion: remodeling cleaned up this small kitchen and helped it function more efficiently. Before, though the sink and most appliances seemed to be in the right places, there wasnt quite enough counter space. And heavy-looking painted wood cabinets and a crowded breakfast area made the entire kitchen seem cramped. For more comfortable seating, a built-in bench now wraps a corner of the eating area. The windows were restyled, with a new one added to the kitchens long wall; the breakfast areas section of this wall was pushed out about 1 1/2 feet.
Angled work stations organize this remodeled kitchen, helping to disguise its disproportionate narrowness. The trapezoid-shaped sections–one each for sink, cooktop, refrigerator, oven, desk, and pantry–provide individually tailored spaces for each basic task or appliance. The largest counter, for the sink, is 10 feet long and puts into the room at a 9-1/2[deg.] angle. Its widest near the breakfast area, where it provides a place to set dishes. It narrows at the opposite end to make room for floor-to-ceiling cabinets.

Oakland County Kitchen Remodeling

With gusts of over 30 knots blasting over the Holy Loch, several dinghy sailors found it nigh on impossible to get their boats righted in the difficult conditions. In the slow dinghy class, Strathclyde Loch Sailing Clubs Crawford Reid produced two firsts in his Albacore, putting him out in front as a clear leader in the 13-strong class and Alan Milton in Pepsi took two more decisive wins in the Sigma 33 class. Cove Sailing Clubs Alan Harper in Pied Piper sealed a championship win with a second and fourth, while Clyde Cruising Clubs Donald Sharp had two good wins and lifted the IRC Class 2 crown.
Steve Pettengill, of the United States, sailed into Charleston, South Carolina yesterday to take second place in the 27,000-mile BOC Challenge. Pettengill, sailing Hunters Child, completed the voyage in 128 days, four hours, three minutes and nine seconds. The Frenchman, Christophe Auguin, won in 121 days, 17 hours, 11 minutes and 46 seconds.
Sail

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The things some people will do for a white Christmas.
Smokeout help available The American Cancer Society, the El Paso County Department of Health and Environment and Memorial Hospital are presenting free “Getting Ready to Quit” programs on Thursday as part of the Great American Smokeout.
Health is a measure of quality of life that is difficult to define and measure. In the 1940s, the World Health Organization (WHO) defined health as a state of complete physical, mental, and social well-being and not merely the absence of disease or infirmity. At the first International Conference on Health Promotion in Ottawa, Canada (1986), the Ottawa Charter for Health Promotion built on the WHOs concept and further defined health as a resource for everyday life. a positive concept emphasizing social and personal resources, as well as physical capabilities. Good health enables one to function independently within a changing environment.

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The book covers four areas relating to life with reduced stress: wholesome diet, herbal medicines, vital energy, and visualization and meditation. For the lay reader the book is a very good textbook review of all aspects of stress. But when the name of the worlds most foremost stress researcher, Hans Selye, is misspelled, one wonders what other errors there may be. The author never shows an antagonistic stance toward modem medical treatment, as so many books on “natural healing” do. He simply contrasts for each of the many stress conditions what a doctor will do and what a natural healer will do. There are many good tables listing prescription and over-the-counter drugs against stress symptoms, and a 43-page chapter, “The Herbal,” describing in detail 19 plant sources that have been recommended in stress treatment. For most herbs there is no experimental record of safety and efficacy, just the lore of the centuries with only occasional support from the literature of science. It also seems that much of the herbal information in this book has been filtered somewhat. Shouldnt a discussion of catnip also state that the Food and Drug Administration classifies catnip as an herbal of “undefined safety.” All the herbs listed are home to hundreds of potent chemicals, and even a nonchemophobe ought to question whether physiological potency occasionally crosses the direshold of toxicological potency, as the author points out for caffeine, alcohol, tobacco, and ephedrine.
ROY, Utah — Clarcon Labs Inc., a biological chemical research and development laboratory for the advancement of skin protection and healing, announces the results of an exhaustive 12-year research utilizing natural intelligent ingredients resulting in the next generation of skin shielding, protection and healing on a cellular level, CitruShield. In all test cases it was found that through cellular skin shielding foreign and caustic substances such as cancer producing waste oils, acids, resins, grease, grime, paints and many other substances were repelled from skin. Additionally, the skin showed immediate signs of healing, moisturizing and soothing of prior irritations and pain, even from those struggling with chemotherapy, diabetes, and leukemia skin irritations. An independent laboratory test (Nelson Laboratories) concludes that such a shielding solution with interactive natural formulations continuously kills 99.3% of Salmonella up to 24 hours and continuously kills 98.7% of E. coli up to 24 hours. Omar Bonada, Founder and Lead Scientist of Clarcon Labs, has said: We are critically aware of protecting and healing the skin on a continuous basis utilizing natural and intelligent formulations; killing germs, bacteria like Anthrax, molds and fungus were part of the equation in creating this next generation of skin shielding; it works and does so while healing and repairing the skin. Developing a formulation that is made of natural substances, active, intelligent and is at a pH balance of 5.5 to match the skins pH is the key.

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Hydroponics comes from the Latin words hydro, which means water, and ponos, which means to work. The idea behind hydroponics is that if you can provide a inert soil-less substrate, such as rockwool or perlite, and feed it with a high quality hydroponic nutrient and water solution, either timed or constantly, your plants will grow faster and produce more fruit. How? Your plants roots are not required to expend lots of energy on a massive root system to find food, and the air to water ratios in the soil-less media are much higher, which plants like. There are severed different ways to garden hydroponically, but the common denominators between the methods are the water, the hydroponic nutrient, and the soil-less substrate. Generally, you will choose a method that matches the type of crop you are growing. For instance NFT, or nutrient film technique, would be used for smaller crops, and a top drip system would be used on larger crops. If all of this sounds Greek to you perhaps you should try the simplest and perhaps most high performance method, water culture. Water culture is as simple as putting an aquarium bubble stone attached to an air pump in a tray of nutrient rich water. Just add your plants in the tray and watch them explode. The novice hydroponic gardener must also be made aware of the pH of the water and the amount of nutrients present in the water. To test pH, you can get a digital meter for about $50, or you can get litmus paper or a dropper kit like the ones used for pools. Generally, plants like the pH to be between 6 and 7, however some plants like it lower or higher, so find out what your plants need. Measuring the amount of nutrients in the water takes a meter that you can get for about $100 (cheaper meters are much lower quality). This meter will measure the TDS, or total dissolved solution in the water. These meters cannot tell which elements are actually present, rather they measure all of them combined. The amount of total dissolved solution needed will vary depending on crop. Lettuce, for instance, likes a 400-600 ppm range while tomatoes will need 2200-2600 ppm.
Ultimate Goods of Rollingbay, Wash., introduces Frog Pants gardening gloves for working in wet environments. The gloves feature a long sleeve that reaches up past the elbow to keep arms, hands and clothing dry. The gloves are useful for hydroponic gardening and a wide range of agricultural and ranching chores.

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From action-oriented content to more efficient workflows, six pros tell how the Internet is moving design forward–both online and off Getting stock photography or illustration for last-minute editorial changes used to be a mad scramble, and logistics often ruled out getting exactly what I wanted. But with all the major stock houses online now–some with very sophisticated search engines and well-designed user interfaces–finding the stock art I need is actually enjoyable. Factor in being able to download files for immediate use or, at the least, pulling in the screen shot for FPO (eliminating the need to scan all those tiny stock book pictures), and the process couldnt be better. My favorite sites are Corbis and Newsmakers. From a production standpoint, the Internet has given me a tool for doing much better work under the same crazy deadlines. From a design standpoint, its had little effect on me. Idealistically, theres little reason it should. The Net is a very different visual medium than print, because it can incorporate sound, animation and video. But has there been an effect on design? In several ways, the answer is yes–and all are negative. Because of the explosion of Web content, design talent has been spread thin. Often, too, designers are burdened with living in both worlds–print and Web design–which presents very difficult technical problems. Just as the integration of the computer into magazine design workfiow suddenly made designers accountable as production managers and technicians, so has the Internet forced many designers to try to become bilingual. Its hard enough maintaining fluency in Quark, Illustrator and Photoshop. Adding Dreamweaver, Fireworks and Flash sustains the designers evolution from aesthete to technician.
Put usability first; practice simplicity Scores of books purport to offer insight into successful Web site design. At least one actually does. Jakob Nielsens Designing Web Usability (published by New Rider, Indianapolis) is accessible (with plenty of color plates illustrating his ideas) but dense with practical and sometimes idiosyncratic advice. It is recommended reading for agency principals and Web managers alike. Some people label Nielsen opinionated, but thats his value. His insights are based on experience and experiments, not simply taste and intuition. You can be as clever as you want with your Web site but once you read Nielsen, you may feel like an idiot. So read him first.
A lot of designers coming to the World Wide Web started out designing for print. Although the days of wet ink and image trapping may be far behind you, wouldnt it be nice to have that same precise control over the text in a Web page that you had with printed paper? HTML gives you limited control over layout with tags such as CENTER

Orange County Web Design

Monday May 5, 2003 will go down in history as a day to remember in employment law. It was the day the long-debated amendments to the Health Safety in Employment Act finally came into effect. Why is this new legislation so important? The term “workplace stress” took on a whole new significance, with new obligations for employers, and potentially serious financial consequences for those who ignore them. Workplace stress is no longer simply a sad fact of life. It is now an officially recognised and legislated “workplace hazard”, with the amendments extending the definitions of “harm” and “hazard” to include physical and mental harm caused by work-related stress. A cursory reading of the new legislation might be enough to instantly treble employers workplace stress, but a deeper understanding goes some way to restoring mental equilibrium. The Occupational Safety and Health booklet, Healthy work, Managing Stress in the Workplace, tells employers that “there is only a requirement to manage work stressors or the individuals stressed situation where you can be reasonably expected to know about the stress. Even then the obligation is only to do what is reasonably practicable in the circumstances.”
Children dont come with instructions. But parents might long for some when a health problem arises. A free forum designed to make parents health-wiser by providing care tips and strategies is planned 11 a.m.-1 p.m. Jan. 19 at the Pikes Peak East Library, 5550 N. Union Blvd. Lunch will be provided to those who R.S.V.P. by Monday. The forum is hosted by Resources for Young Children and Families Inc. To R.S.V.P. or for more information, call Robin Mitchell at 577-9190.
For women only Women can learn about heart disease, menopause, infertility and other health issues at a Womens Health Fair, 10 a.m.-2 p.m. Saturday at Chapel Hills Mall. Sponsored by Memorial Hospital, the health fair will include $5 bone-density screenings for osteoporosis for the first 400 women. Women also may talk to a nurse about breast self-exams.

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Protocols could be its Achilles Heel Softswitching technology follows a basic underlying premise: that by using IP-based protocols and standard Java or C++ development environments, the PSTN will be easier to upgrade with new data services as they are introduced. The companies behind the softswitch movement are seeking to separate telephone switching into non-proprietary structural elements: standard software on one side, and interoperable–that is, non vendor-specific–hardware on the other. This concept is the bedrock on which computer networking technology is based. In the Public Switched Telephone Network, interoperability is uncommon. For example: The majority of telephone calls are handled by Class 4 and 5 circuit switches, which handle call routing, status, and distribution. Class 4 and 5 switches traditionally use proprietary hardware and software, and even proprietary development environments. For new services (and hence new routing functions) to be added, significant upgrades are necessary, and the rule of thumb is an 18 month turnaround time for new services to be rolled out.
The software reduces fraudulent cellular calls by blocking them before they are connected. At this time, the system only alleviates tumbling fraud. However, GTE expects a cloning fraud blocking system will be available in a short time. GTE, ATT and Bell Atlantic completed a technical field trial in the Washington, D.C./Baltimore market. The trial connected Interim Standard 41 Revision A switches to other switch types through GTEs host processor.

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Businesses eager not to give offense, lawyers eager to litigate, enemies of custom eager to bleach and flatten all do their best to grind the day down. But if we keep it in our homes and churches, and, most important, in our hearts and our actions, then we will know when to keep it with our lips.
I am talking about the chronic givers–elderly people and those who are doctor dependent. One woman has kept me in eight varieties of home made jam for years. To her I give excess produce from my garden (whether it is suitable for incorporation in jam or not). Patients who insist on bringing chocolate for my children on ever), visit receive some sort of confectionery from them at Christmas. You may argue that by this reciprocity I am perpetuating the situation. I feel it restores a balance. Some patients do not like it, which is fine by me. If they refuse to accept a gift from me how could I possibly take one from them? At this point I have to admit that I was brought up giving presents to patients. I clearly remember, as a child in the 60s, doing the Christmas round with my father, who was also a general practitioner. The back of his car contained a large cardboard box of poinsettias and half a dozen individually wrapped baby bottles of champagne. As darkness fell and Christmas lights came on in windows we would drive from one fusty home to another, greeting impossibly old and decaying and undoubtedly lonely people. Everywhere the welcome was warm; sometimes there were drinks and mince pies, and we collected chocolates and bottles ourselves as the afternoon progressed. These patients had become special to my father over the years by virtue of their age, their disabilities, their social isolation, or just their personalities. Moreover, I suspect that giving as well as receiving at Christmas helped him to maintain a position of strength through the ensuing 12 months of regular visiting, a feature of general practice in those days.

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The Capital-Journal First Congregational United Church of Christ, 1701 S.W. Collins, which observes its 150th anniversary this year, will present a five- part poetry series beginning April 10. The poetry workshop will feature a variety of poets who will present their works and also lead discussions and workshops designed to help people in their writing endeavors.
Two European building projects may threaten traditional church architecture as we know it.In the Netherlands, the town of Edam is using its namesake cheese to fund repairs to St. Nicholas Church, a 15th century landmark with beetle and fungus damage. Volunteers are using 10,000 cheese rounds to build a 12-foot replica of the church. “As far as we know no church has ever been built from cheese before,” project spokesperson Nel Eijek told Ecumenical News International. For $11, each sponsor contributes a round of cheese to the project and receives a free visit to the completed Church of Cheese.

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Ask an expert A Colorado Springs woman who decided to drive to Denver instead of flying the first leg of her trip to Chicago showed up at DIA only to find her entire trip had been canceled by the airline. How did this happen? Local travel agent Tim Lange gets asked questions like this all the time. Hes a member of the Rocky Mountain Chapter of the American Society of Travel Agents, and if he doesnt have an answer, hell find one.
Denver bound?
THE FINAL vacation days of summer are rapidly approaching. Traveling with pets can be great fun, but if your dog or cat hates to travel, the trip could be your worst nightmare, and hers, too. What arrangements do you need to make? Some dogs and cats do perfectly well in a boarding facility, while others do better when they stay in their own home. For a pet who will stay at home, a reliable friend or family member who can sleep over in your home is best for a dog. A cat will be OK alone for a short time with someone regularly visiting to give her food, water and some human companionship. If you dont have a friend or family member who can come do this for you, numerous bonded and insured pet sitting services are available.

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Businesses eager not to give offense, lawyers eager to litigate, enemies of custom eager to bleach and flatten all do their best to grind the day down. But if we keep it in our homes and churches, and, most important, in our hearts and our actions, then we will know when to keep it with our lips.

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Rebounding from a B-month low, total housing starts surged 5 percent, up from 1.54 million units in April to 1.96 million in May. Single-family starts were up 2.1 percent in May as well. The National Association of Home Builders reported increases in new home and apartment construction in May for three regions: West, up 15.8 percent; South, 8.5 percent; and Northeast, 1.7 percent.
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THE Birmingham Race for Life has attracted 1,500 women contestants who look set to raise more than pounds 50,000 for cancer research. The 5km course can be walked, jogged or run. Anyone wanting to enrol for the race should ring 01772 716669.
Race is one of the most sensitive aspects of the public debate on crime, striking at the heart of whether our justice system is fair. Clearly, from a statistical point of view, an American citizens relationship to the criminal justice system is heavily influenced by his or her race. According to the Sentencing Project, a group that advocates alternatives to incarceration, one in three black men ages 20 to 29 was under the supervision of the criminal justice system in 1995 (for white men, the ratio was one in fifteen that year; for Hispanics, one in eight). Bureau of Justice Statistics show that blacks rate of imprisonment outnumbers that of whites seven to one. Whether these differences result from a disproportionate percentage of crime by black people, discriminatory sentencing, disparities in quality of counsel, something as fundamental as economic disadvantage among blacks, or some combination of these factors, is open to debate. But these questions pervade nearly every aspect of criminal justice policy. The following resources can offer some perspective. David Cole, Georgetown University Law Center, 600 New Jersey Ave. NW, Washington, D.C. 20001, phone: 202-662-9078, e-mail: cole@law.georgetown.edu Cole is a recognized authority on criminal justice and racial inequality.
Yes, its early. But thats the fun of it. The presidential election of 2008 is still nearly two years away, but the race is already taking shape. We learned last week that John Edwards is in; we also learned that Evan Bayh is out. Edwards, of course, was on the losing end of the Democrats ticket as the vice presidential candidate two years ago when George Bush and Republicans still had the upper hand. Edwards proved an excellent orator, but he was unable to help John Kerry gain enough momentum to oust Bush.

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Cologne, was demolished on Monday. The cardboard bricks, bearing messages denouncing violence, sprung up during the Gulf war. and was a focus for resistance to German participation in a Bosnian peace-keeping force. Imre Karacs
The announcement was made in Chicago, where Gay Games VII will take place July 15-22. A rival event, Outgames 2006, is scheduled to begin July 29 in Montreal, the original 2006 Gay Games host city. As Outgames boasted nearing 10,000 registered athletes at press time, Chicago organizers continued to predict more than 12,000 participants. So maybe two Games are better than one.
According to Art Cologne director Gerard A. Goodrow, the U.S.-born Cologne resident who was hired three years ago to revamp the event [see Front Page, Dec. 04], the move is approved of by key international dealers and long-time participants in the fair, as well as by the Cologne art community and the local government, which has pledged greater support from museums and other municipal institutions. In 2007 the fair will be held Apr. 18-22 at the K61nmesse, displacing Cologne Fine Art, with its emphasis on antiques and old masters, and the museum design and services fair, Exponatec Cologne, both of which will occur Oct. 31-Nov. 4, 2007.

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There were 45 attendees including agents from Prudential Greater Topeka REALTORS, Topeka, Manhattan, Salina and Overland Park. Janice Price, of Munster, Ind., was the trainer for Prudentials University on Tour.
Real Estate Brokers with the SRES designation help seniors make wise decisions about selling their home, buying rental property, managing the capital gains and estate tax implications of owning real estate, obtaining a reverse mortgage, moving to a senior community and other issues. The designation was introduced in 1997 and is nationally recognized.

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Jerry Long
Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.

Florida Real Estate

Many of the trucks you see on the roads today are insured on one of three commercial auto insurance contracts: the truckers form, the motor carrier form or the business auto form. The truckers form is used for firms hauling only goods owned by others. The motor carrier form insures firms hauling both their own goods and the goods of others. The business auto form is used to cover firms hauling only goods that they own. The Insurance Services Office, Inc. (ISO), promulgates all three contracts. We will discuss the exclusions under the business auto policy and how to provide coverage for the excluded risks. To do so, we will consider several examples. In a fictitious example, MBF Corp.s (MBF) annual planning conference was going to be held at a mountain lodge. Conference attendees from all over the country would need to fly into a nearby town, rent four-wheel drive vehicles and drive about 20 miles to the lodge. The last five miles of the route required four-wheel drive vehicles because there was no pavement, only a trail created by vehicles driving over the mountain terrain. In spots, this trail was steep and in other places it was steeply slanted to one side or the other.
RISK PROBLEMS/SOLUTIONS Our fictitious business, Riverside Hardware Store, Inc. (RHS), owned several vehicles, including all of the business owners personal vehicles. Besides the personal cars, RHS also owned several pickup trucks. The owners insurance company wrote the coverage using the most restrictive covered auto description that was available. The restrictive coverage is shown on the Business Auto Policys declaration page as “specified autos only.” There was no premium difference between using the broadest description of covered autos and the most restrictive definitions of covered autos. Activating “any auto” is accomplished by putting the appropriate symbol on the declarations page.

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Caption: Prompted by special freight rates for elevators that can load 110-car trains in 15 hours, high-speed grain loading stations, including this one near Moccasin on the Burlington Northern Santa Fe mainline, are being built in Montana. Several are being built by CHS Cooperatives and joint venture partners to enhance export grain delivery to the West Coast. Mountain View Co-ops new $6 million elevator near Collins is scheduled to open this November, in time for the fall grain shipping season. (Photo courtesy CHS)
By about 8,000 years ago, inhabitants of what is now the United States were making and wearing sophisticated sandals and slip-on shoes, according to researchers who analyzed a rare sampling of ancient footwear. Prehistoric North Americans apparently fashioned shoes in regional styles using a variety of materials and techniques, contend archaeologist Michael J. OBrien of the University of Missouri at Columbia and his coworkers. The design and weaving observed in the oldest specimen are about as complex as what we see in later ones that weve dated to around 1,000 years ago, OBrien says. These people knew exactly what they were doing.
Business Editors Energy Writers EL DORADO, Ark.–(BUSINESS WIRE)–Feb. 20, 2001 Claiborne P. Deming, President and CEO of Murphy, commented, “Obviously, these results were not what we had envisioned, but one must not lose sight of the many good upstream initiatives now going on at Murphy. Earlier this year, we announced discoveries at the Front Runner prospect (37.5%) in the deepwater Gulf of Mexico and offshore Malaysia. We are still deepening the well at Front Runner and will then sidetrack downdip to get a full evaluation. Further drilling in Malaysia should occur in the second quarter, and we expect exploration in the promising play offshore Nova Scotia to commence this summer. Finally, drilling near our natural gas discoveries in the Ladyfern/Hamburg area in western Canada is proceeding full bore, and results are expected over the next couple of weeks.”

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Cabinet choices Cabinets usually devour the bulk of a budget during a kitchen remodel. Because they are a major investment, youll need to sort through the available options and make choices with confidence. Heres how: - If existing cabinets are of good quality, are in excellent working condition and the layout functions well, the most affordable option is to freshen them up by restaining or painting. Another alternative, refacing, involves installing a new veneer on the exterior of the cabinet box and replacing the doors and drawer fronts, and should be handled by a professional.
Cabinets Quick Cabinets Quick offers custom-sized cabinet parts, using either dowel or Confirmat construction. A template style catalog is used to construct nearly any size or configuration cabinet with any type of material Boring for hardware is provided for quick assembly. Slab doors in wood veneer, melamine or laminate are also available. Cabinets can be ordered assembled or flat stacked, the company says.

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THE number of people having antiageing plastic surgery increased dramatically in 2005. Figures to be published tomorrow by the British Association of Aesthetic Plastic Surgeons (BAAPS) show that 2279 patients had face or neck lifts in 2005, up 42.1-per cent on 2004. There was a 50.2-per cent increase in the number having eyelid surgery - some 3415 patients - and a 34.8-per cent increase in the number of people having brow lifts, a total of 580 patients. Eyelid surgery is the second most popular procedure after breast augmentation.
Blepharoplasty or its more layperson term-eyelid surgery-removes fat and excess skin from the upper and lower eyelids. It can correct drooping upper lids and puffy bags underneath the eyes, resulting in a more alert and youthful look. Dr. Jochen is an expert on this procedure and has performed hundreds of blepharoplasties. According to Dr. Jochen, “The best candidates for this surgery are men and women who are in good physical health and have realistic expectations. Most of the blepharoplasty patients I see are age 35 or older, but if droopy or baggy eyelids run in the family, the patient may opt for surgery at a younger age.” Blepharoplasty generally is performed on an outpatient basis, under local anesthesia-which numbs the area round the eyes-along with oral or intravenous sedation. The procedure takes one to three hours. Dr. Jochen will make incisions that follow the eyelids natural lines, in the creases of the upper lids and just below the lashes in the lower lids. Through these incisions, he removes excess fat and trims any sagging skin and muscle. The incisions are closed with very fine sutures.
[ILLUSTRATION OMITTED] Its not that niche products dont have a broad appeal, noted Neil Donnenfeld, senior vice president of global sales and marketing for Advanced Vision Research, its just that broad audience is not yet aware of a potential solution. We have a product were marketing right now, SteriLid Eyelid Cleanser, which is a very good example of that, he said. Its the first product on the market to help treat blepharitis, a common condition that causes inflammation of the eyelids that impacts upward of 12 million people, as well as for use in both pre- and post-eye surgery. Blepharitis is a lifelong condition, and the only way to keep blepharitis from flaring is to initiate a daily eyelid cleansing routine, according to the National Eye Institute. Its a niche, Donnenfeld said, because a year into its launch SteriLid has generated $1.5 million in sales–small in comparison with other eye care products, but not so small when you consider that those are all incremental dollars. Thats the value of operating as a niche marketer, Donnenfeld said, identifying and developing products for conditions that may not have a satisfactory solution. It doesnt do the retailer any good if we just switch [the consumer] from one product to another, he said. Weve either got to deliver incremental penny profit, or we have to deliver an incremental sale.

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The phrase “home theater” used to be only a dream for most people, but the number of home theaters is growing. A theater-style setting would include speakers behind the viewers as well as in front, and a sound system sophisticated enough to provide separation from side to side and from front to rear. The intangible factor is the size and shape of the room; its easy to buy the wrong equipment for the setting. ONeil cites statistics showing that only about 7 percent of homes currently have home theaters, but that figure is expected to skyrocket to around 60 percent in the next few years. The Sony Showcase has nine different home theater displays set up in the store, at 4800 West Saginaw.
FORT LAUDERDALE, Fla., May 13 /PRNewswire/ — Those investing in a home theater system want the best performance possible, and cable quality is fundamental in how well — or poorly — a system will produce audio and video outputs. But, buyer beware: often the cables boxed with home theater components are not the best for optimal system performance. And, while its tempting to re-use old cables to hook up new equipment, this is one sure-fire way to degrade a home theater systems performance. So, whats a less than cable-savvy home entertainment buff to do? Below, Holstein offers some quick tips regarding home theater audio, video and speaker cabling and wire:

Home Theater Chairs

The email whooshes into the inbox. I click it open, thinking, ooh, goodie, lets have a look . . . Save the Date it orders. My heart sinks. I have just gone through a slew of these maddening, temporising e-vites, and I can reveal that I have been ordered to save the date for cocktails and canapés at the Mandarin Oriental to celebrate the WTM (dont know either) party of a PR company. I have been told to leave the lunch free for the next Brunswick Arts Lunch to chew over the details of upcoming projects and events in the context of the busy arts calendar.
Q | Do I need to be concerned about the expiration date of eggs? * Eggs that carry an expiration stamp should be used within seven days after that date or thrown out (quality and freshness diminish rapidly after the expiration date). * Eggs should stay fresh for a few weeks after you purchase them.

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McLEAN, Va. (Bloomberg) — U.S. 30-year fixed home mortgage rates fell this week as the economy continued to grow at a steady pace with low inflation. The average rate on a 30-year fixed mortgage decreased to 7.53 percent in the week ending Sept. 5, from 7.58 percent the previous week, Freddie Mac said Thursday. “Mortgage rates were down slightly with no compelling economic news to move the bond market,” said Robert Van Order, chief economist at Freddie Mac.
EAST BRUNSWICK Borrowing costs and a weak housing market take an increasing toll RISING FORECLOSURE RATES in New Jersey are likely to remain on the upswing in 2007, but experts say the odds are slim that the increases will signal a crisis for the states housing market or its economy. For the first 11 months of 2006, home mortgage foreclosures in the state were 25,472, up 78 percent from 14,311 for all of 2005, according to Foreclosures.com, a real estate advisory firm in Sacramento, Calif.
DEDUCTIBILITY Of Home Mortgage Points Points are paid by a borrower to a lender as a prepaid interest charge for the loan in the year the loan is made. This article discusses the general deductibility of points for home mortgage loans, with special attention on refinancing loans.

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- Real estate - B.J. McGivern was honored as Valley Inc. Realtors top sales associate for the month of September. For more information about McGivern, call 233-4222 or B.J. McGivern.realtor.com. - Harold Herrick has joined Countrywide Realty Inc. of Topeka, specializing in commercial and residential real estate.

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Marilyn Willms Marilyn Willms — has joined the Tom Lane Team as a Realtor associate, along with Tom Lane, Sharon Markley, Michele Loeffler, Wayne Wischropp and John Lane at Realty Executives of Topeka.
> Lexington Insurance Co. has announced a first-of-its-kind insurance policy to protect commercial and residential real-estate developers and lenders from losses due to changing zoning ordinances. Zoning Restriction Protector Insurance has been designed for commercial and multitenanted residential real-estate owners and lenders who may incur significant damage to their property and cannot rebuild to the same size due to zoning issues.
Scott Burnett, licensed partner, Realtor and office administrator for the Jerry Long Real Estate Group at RE/MAX Associates of Topeka, has earned the nationally recognized e-PRO certification, a designation that is held by less than 1 percent of real estate agents nationwide. Burnett joined the Jerry Long Real Estate Group in March 1999. His primary responsibilities are general office management and client care, coordination of property showings, maintenance of current listing inventory, contracts pending and closing activities. Burnett is also actively involved in the creation of marketing and promotional materials. He attended Penn Valley Community College in Kansas City, Mo., and the University of Missouri-Columbia.

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DESTINATION. The Golden State shines in the manufacturing, high-tech, and film and multimedia industries, and boasts the fifth-largest economy in the world. In October, Governor Davis touted Inc. magazines list of the countrys fastest-growing private firms, which showed that more of Americas fastest-growing companies are headquartered in California than in any other state. Of the 58 companies that dominate the list, three Golden State companies are in the top 10. The Bay Area/Silicon Valley led the list with 23 companies, and 17 Los Angeles firms and 11 San Diego firms were also named.
CALIFORNIA ORIGIN OF STATE NAME: Probably from the mythical island California in a 16th-century romance by Garci Ord#xF3;nez de Montalvo. NICKNAME: The Golden State. CAPITAL: Sacramento. ENTERED UNION: 9 September 1850 (31st). SONG: I Love You, California. MOTTO: Eureka (I have found it). FLAG: The flag consists of a white field with a red star at upper left and a red stripe and the words California Republic across the bottom; in the center, a brown grizzly bear stands on a patch of green grass. OFFICIAL SEAL: In the foreground is the goddess Minerva; a grizzly bear stands in front of her shield. The scene also shows the Sierra Nevada, San Francisco Bay, a miner, a sheaf of wheat, and a cluster of grapes, all representing Californias resources. The state motto and 31 stars are displayed at the top. The words The Great Seal of the State of California surround the whole. COLORS: Yale blue and golden yellow. ANIMAL: California grizzly bear (extinct). BIRD: California valley quail. FISH: South Fork golden trout. MARINE MAMMAL: California gray whale. REPTILE: California desert tortoise. INSECT: California dog-face butterfly (flying pansy). FLOWER: Golden poppy. TREE: California redwood. ROCK: Serpentine. MINERAL: Native gold. FOSSIL: California saber-toothed cat. LEGAL HOLIDAYS: New Years Day, 1 January; Birthday of Martin Luther King, Jr., 3rd Monday in January; Lincolns Birthday, 12 February; Presidents Day, 3rd Monday in February; Memorial Day, last Monday in May; Independence Day, 4 July; Labor Day, 1st Monday in September; Admission Day, 9 September; Columbus Day, 2nd Monday in October; Veterans Day, 11 November, Thanksgiving Day, 4th Thursday in November; Christmas Day, 25 December. TIME: 4 AM PST = noon GMT.
CALIFORNIA Anaheim . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 105 Fresno . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 117 Los Angeles . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 127

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JOHN PHILIP SOUSA said: “It will bring about a marked deterioration in American music and musical taste, an interruption in the musical development of the country, and a host of other injuries to music.” Can you guess what he was talking about? It was the phonograph — the “talking machine” that Edison and his cohorts had just come up with. This month marks the anniversary of the date in 1878 that Edison received the first patent for his invention. Edison made him cough up the $2, but, some time later, confessed that he had been just as stunned as Kreusi was. He hadnt thought it would work, either.
EMI Recorded Music and Imhotech Inc., creator of MusicTabs, a
Web-based software application for music promotion, announced that
they have entered into an agreement to work together to use MusicTabs
to market and promote EMI artists to radio. In addition to providing the radio programmer with the ability to
experience new music through audio, video, graphics and text,
MusicTabs provides a rich back-end of communications tools to aid the
records to radio dialogue. Using MusicTabs, radio programmers can
request interviews, contests and artist drops. Record label reps
have access to radio station activity, comments and opinions.
Rounding out the set of tools is TabNotes, an e-mail style messaging
service exclusive to users in records and radio.”Communicating with radio is a key part of EMI artists development,”
said Jay Samit, Senior Vice President of New Media, EMI Recorded
Music. ” Imhotechs Music Tabs system, allows us to have instant
dialog with radio programmers worldwide.”

Cassette to CD Recorder

SOMERSET, N.J. — Royal Innovation Keeps Family and Friends In Sight The popularity of digital cameras has created one significant problem: How can we share all our wonderful digital pictures with family and friends? Royal Consumer Information Products has provided the solution with the introduction today of two innovative and lifestyle - accommodating digital picture displays: the Royal Digital Picture Album and the silky eggdrop-shaped Royal Hot Shots keychain. Each complements our active lifestyles and frees us from clutches of the PC, the usual way digital pictures are viewed. Available in 8-inch and 5.6-inch versions, the Digital Picture Album is simple to use and set up. Simply take the digital camera media card from your digital camera and insert it into the back of the 8-inch or 5.6-inch (diagonal) picture frame. There are no monthly fees and no computer is necessary. A slim, credit-card sized remote lets you control the display, whether its a single picture or a complete slide show containing as many as 500-600 pictures depending upon the digital camera media card.
GREENSBORO, N.C.–(BUSINESS WIRE)–April 4, 1997– Gilbarco Inc. announced today plans to develop an automated authorization system for fuel dispensers using the MicroStamp(TM) technology fro Micron Communications, Inc., (NYSE:MU) based in Boise, Idaho. The new system will be created by combining Gilbarcos expertise in fuel dispenser automation with Micron Communications innovative MicroStamp remote intelligent communications (RIC) technology. Once developed, Gilbarco will distribute the system as a factory installed option or upgrade retrofit kit for their dispensers under the TRIND(TM) (Transmitter/Receiver in Dispenser) trademark. Shell Oil Products Company is working in conjunction with Gilbarco and Micron Communications and plans on introducing the new technology, which Shell will call Shell EASY PAY, into two test markets this summer.
ATLANTA — CyberScrub LLC, an Atlanta based developer of computer security tools today released CyberScrub KeyChain(TM), an advanced password management and auto form filler utility. The program will be available with a limited number of password accounts at no charge. Developed in response to consumer demand, KeyChain stores user names, passwords, addresses and credit card details in a fully secure and encrypted environment. Users may access and log in to their favorite websites with a one-click process. The process is similar to using IE Favorites with the extra benefit of an automatic log in. Consumers will also appreciate KeyChains ability to populate online forms with credit card details and multiple addresses, such as Billing and Shipping. KeyChain also allows you to utilize and submit log in details for proprietary computer programs. KeyChain enhances computer security in a number of ways. Many people use the same password for all websites - very convenient but extremely risky. Now users can create unique passwords for each site, managed under the security of one master pass phrase. KeyChain also protects you by eliminating risks posed by spyware programs that may reside on a computer. For example, a key logging program can capture each user keystroke and steal sensitive passwords and financial information. KeyChain neutralizes this threat.

Promotional Keychains